The credit score is the backbone and lifeline for anyone who has a credit card. Whether you are looking for a loan or trying to get insurance, the better credit score will indefinitely prove to be essential. Better credit score also allows people to get access to better credit companies and get lower fees on a wide variety of transactions.
How to increase credit score by 100 points in 30 days:
In the United States alone, if you have a credit score lower than 650, you are almost never likely to get good deals in major companies for either loan, rent or insurance. We have compiled a special guide on where to buy tradelines and how to increase your credit score by 100 points in 30 days, so you can get the best deals ever:
What is authorized user tradelines?
A tradeline is an account that appears on your credit report. Basically, anything that revolves around your line of credit when someone places another as an authorized user account holder is called authorized user tradeline. In simpler words, an authorized user tradeline account is an account that is opened and managed by someone else, though you get the benefits of a higher credit score.
Authorized user tradelines are one of the fastest ways of adding a score to your credit. Because they are technically not illegal and are used by many people throughout the globe, authorized user tradelines are generally safe.
How does authorized user tradeline provide better credit?
Now that you understand the underlying concept behind authorized user tradeline, here is how this process can help you improve your credit score:
When someone adds you as an authorized user, their data will show up on your credit reports.
This process is technically called piggybacking and will provide you with an influx in your available credit.
Some other ways that piggybacking will help you in are through improving payment history as well as an enhancement in the scorecards.
Can you buy authorized user tradelines?
Yes, it is perfectly legal to buy tradelines, or even renting them. When you rent a tradeline for a specific time period, What are authorized user tradelines it will temporarily appear on your credit history for a specified amount of time. Most people tend to add an authorized user when they are close to getting their credit report done, so they can benefit the most without having to deal with considerable rent fees.
What is piggyback credit?
We mentioned earlier a little about piggybacking and how it can be used to provide a certain level of influx on your available credit.
Here is everything you need to know about piggyback credit:
Piggyback is a good way to build credit
Piggyback credit is when someone with good credit adds you as an authorized user on their credit card. This can help considerably improve your credit score. One of the better advantages of piggybacking is that simply adding an authorized user to your account won’t affect your credit card negatively.
You can add/remove yourself too
If you have multiple bank and credit accounts, you can technically add and remove your own authorized account from your primary account. To remove or add an account for credit, you can just contact your agent and ask them to get it removed.
There are almost no drawbacks to removing yourself, except that the authorized account’s information will no longer appear on your credit reports.
If the authorized account was improving your credit score, removing that account will considerably reduce that and make your credit score worse.
Alternatively, if the authorized account is dragging your credit score down, removing it will return your primary account’s score back to normal.
How to boost credit score in 30 days?
Now that you know the most effective method for improving your credit score, here is a small guide that can help you improve your credit score in 30 days. Do note that the entire process is not a sure-fire method and it might take a few tries depending on how you are using these techniques. Nonetheless, here is how it can work:
Step 1: Don’t overlook any errors in your credit report
The company responsible for looking over at your credit score is only human too. They are bound to mistakes every now and then. In many cases, if you see a severe drop in your credit score, it might because there is an error.
By correcting your errors in the credit report, you can considerably improve your credit. By picking out errors in your credit report, you are essentially forcing the credit company to do better or they might be faced with legal charges. This can help considerably reduce all sorts of headaches.
Step 2: Buy tradelines for a credit profile number
The easiest way to improve your credit score in case you don’t have a credit error is to buy tradelines. However, in this business, it can get quite difficult to find a reliable person who will not scam you. This is because credit companies themselves are not fond of tradelines and don’t entertain requests to add tradelines through their own services.
You will have to rely on third-party services to buy tradelines. If you are looking to find a reliable website that can help you buy or rent tradelines, we recommend CPNMaster. CPNMaster has been in this business for quite a long time, and with decades of experience, it can allow you to reliably buy tradelines with better credit.
Final Thoughts:
If you are looking to increase your credit score by 100 in 30 days or less, the most reliable way is through buying tradelines.
There are multiple other methods that you can try too, like requesting a higher credit limit from your creditor and negotiating with creditors to reduce the bar for default or for partial payments and loans that classify as “paid”.
However, both of these methods are based on luck and the chance of failing is pretty high. With tradelines, you have a higher chance of succeeding, plus you can combine both tradelines with the other methods to get the best credit score in the shortest time available.
Comments